No Prepayment Penalty Loan

This program offers a loan that does not have a penalty after the first 6 months. The loan has very attractive rates and terms. It does not balloon so you have up to 25 years to pay the loan off if you choose.

The 10-Year: This program is suited for the borrower that is looking for a long term fixed loan with up to a 30 year amortization. The interest rate is fixed for the first 10 years and then adjusts based on the margin and index and is fixed again in 5 year increments, this loan does not have a balloon.

The 25-Year: This program is fixed for the full 25 years with attractive rates. This program is ideally suited for the borrower that plans on keeping the property for a very long time and wants to lock in a long term rate today

90% Full Document Program:

This program is fixed for up to 10 years and has a 30 year amortization; it does not have a balloon. Rates are good.

90% Stated Income Program:

This program is fixed for up to 10 years and has a 30 year amortization, it does not have a balloon. Rates are a little higher but still good. This program is a stated income program.

Imperfect Credit loan:

Designed for the borrower with impaired credit; good for full document and stated income borrower.